Financial Institutions

State and federal regulatory landscapes are continuously changing, and the challenge to keep up with these changes has never been greater. We understand the steep expectation to grow your assets while managing complex regulations, and we can help.

Experience with Financial Institutions

At Suttle & Stalnaker PLLC, we have deep roots in the banking industry, with nearly 40 years of experience serving community banks, publicly traded banks, and savings and loan associations throughout West Virginia, Southeast Ohio, and Kentucky. We are active in state and national banking associations, which allows us to identify trends and help our clients be on the forefront of change while remaining in compliance.

Your Financial Institution Team

We are committed to providing a team of banking professionals that work with clients throughout the year by offering guidance, when requested, to enhance their understanding of complex issues when making their day-to-day decisions. We collaborate with a variety of banks in addressing challenges and identifying opportunities, which allows us to pass along best practices for improvement and provide tailored solutions to meet your needs. Our clients appreciate that we’re eager to answer their questions, flexible to work with their schedules, and willing to go the extra mile to help them stay profitable and in compliance.

Financial Institution Engagement:

  • West Virginia Bankers Association
  • Community Bankers of West Virginia
  • Independent Community Bankers of America

Domestic & International Reach:

  • Allinial Global – an association of independent accounting firms with offices throughout North America and the world. This partnership offers us the ability to help our clients no matter the issue.

Specialized Financial Institution Services:

Regulatory Compliance Reviews

  • BSA/AML review
  • Call report review
  • Lending compliance
  • Deposit compliance
  • Other compliance regulations review


  • Independent external audit
    • Financial statement audits
    • SEC filings
  • Internal audit
    • Internal audit services
      • Risk assessment
      • Financial operations
      • ACH/electronic payment review
      • Loan review
      • Call report
    • SOX compliance

Information Technology

  • Cybersecurity
  • Online banking/online bill pay
  • Gramm-Leach-Bliley Act
  • Vendor management
  • Business continuity planning
  • IT governance and strategic planning

Tax Services

  • Preparation of federal and state income tax returns
  • Preparation of property tax returns
  • Tax planning and consulting


  • Mergers and acquisitions
  • Business valuations
  • Assistance with initial public offerings
  • CECL implementation